Saturday, August 21, 2010

Help - Advice on car insurance!?

I will be getting my british license this month because i will be getting a new car, even though i have been driving for the past 4 years but in Qatar. (for those who don't know Qatar its next to Dubai)





Ive been searching online for car insurance under my details but i keep on getting really high rates. (Too high!)





I'm 20 years old, have been driving here on an international license, and none of my family members have British licenses....





Is there anyway that i can get a cheaper car insurance? Maybe under a friends name or uncle or something?





ThanksHelp - Advice on car insurance!?
buy a new car from a dealership that offers 1 year free insurance as part of the dealHelp - Advice on car insurance!?
The reason you are getting high quotes is because you are only 20





Once you are 25, and have accumulated some years


of a 'no claims bonus' the premium will decrease





Also ,if you are driving a larger size engine car, and a new car the insurance will obviously be higher so stick to a 1.2 or 1.4 engine size and this will keep your premiums down a bit





BTW - It's illegal to insure it under someone else's insurance


if you are the main driver and owner of the car
Yeah it's going to be expenisive because of your age. When you hit 25 years of age, it will be a bit cheaper. Also, if you insure it under someone elses name, and they don't drive it, only you, it will only do as much good as having no insurance at all. And if you intentionally lie about your information to the insurance company and they find out, your insurance rates will SKY ROCKET. They will multiply because of a little lie. (hey that rhymed) anyways, yeah. that's why.
You could go on someone elses insurance as a named driver but not if you are the real main driver. Click this for details http://news.bbc.co.uk/1/hi/programmes/mo鈥?/a>


possible penalties are loss of licence, fines, points and dificulty getting insurance for many years afterwards





There is no substitute for shopping around and then talking on the phone to the best 2 or 3 to haggle it down.





Regardless of your previous driving record you are going to be assessed as a brand new 20 year old driver. That puts you in the highest possible risk and there are a lot of cars that you will not get insured on at all. I will be suprised if you get away with much less than 拢1500 a year for a small, small engined low value car.
Any driver between 17 and 23 years of age are considered a high risk on car insurance because of the number of accident claims made in this age group. You may get cheaper insurance somewhere, but they will compensate giving a lower premium by increasing the excess. You cannot insure your car in another persons name. That is illegal.
for the situation like yours,I would like to suggest you have a look here





http://www.Autoinsurancepro.info





you should find something useful.
autoinsurance.undonet.com - check this one. As I remember they have lowest car insurance rates for teens and young drivers.

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